Small Loan – Payday Loan

Bankpola is a credit provider of mining loans, also with BKR or without BKR testing. You can borrow a sum of money between 50 and 1000 euros within 20 minutes. Therefore, Payday is ideal for closing small loans. If you are looking for a quick, small loan, then Payday is perhaps your lender. Payday can be seen as a kind of advance on your salary.

Conditions flexible credit at Payday

Conditions flexible credit at Payday

To conclude a loan at Payday, you have to meet a number of conditions. Firstly, you may not have a late payment at the time of application. If you already have another loan and you have not met the payment terms, you cannot close a loan at Payday. However, if you have a negative BKR, you can basically just borrow money at Payday. At Payday you have to deposit a deposit. A friend or perhaps a family member can stand surety for you, but you can also take out insurance for the guarantor.

Borrow money at Payday

Borrow money at Payday

You can borrow money at Payday as follows. First you fill out a non-binding application form, which takes about 5 minutes. After completing the form, your request will be checked by Payday and you will receive a provisional account. Once you have an account you can borrow money from Bankpola. You can borrow amounts between 50 euros and 1000 euros, but the first time you borrow money at Bankpola you can only borrow 400 euros. After approval, the requested amount will be paid to your account as soon as possible. Applications are processed between 9.00 and 21.00 on working days. On Saturday this is between 10.00 and 18.00.

Minilening with BKR

Minilening with BKR

At Payday you can, as I have said, close a minilig with BKR. However, you may not have late payment if you are going to borrow at Payday.

Minilening without BKR testing

A minilening without BKR testing can also be closed at Payday, because your BKR is not looked at.

Maximum payday loan

Maximum payday loan

In Bankpola can lend you up to 1,000 euros. You can borrow up to 400 euros for your first loan. Payday first wants to investigate whether you are fulfilling your appointments.

Too late paying off a Payday loan

Too late paying off a Payday loan

What happens if you do not pay off your mini credit with BKR at Payday? In that case, the statutory interest will be charged, which will be between 2.2% and 4.4%. Also, collection costs are charged, which are at least 40 euros. It is therefore highly recommended that before you close a loan at Payday, be sure that you can pay it off. If you pay the loan neatly back in time, then you have no costs other than the loan amount. If you are too late, then your loan can suddenly become very expensive.

Maximum maturity Payday

Maximum maturity Payday

The maximum maturity of a loan at Payday is 30 days, so you have to repay your loan quickly. Make sure you pay off your Bankpola loan on time, so that you get no problems. You must pay off your loan no later than 12:00 noon on the last day of the term.